The HBAV Benefits Group is an independent insurance brokerage that partners with many of the strongest insurance carriers to provide benefit programs to your company that are second to none. Working with groups large and small, we specialize in Employee Benefits Consulting, Workers Compensation and General Liability coverage for contractors and other businesses.HBAV Benefits Group can help your company with: Group Health Insurance Plans for your employees  Health Insurance for Individuals (& families)  Health Savings Accounts  Retirement Plans (IRA’s, SIMPLE, SEP, and 401(k) plans)  Dental Insurance  Life Insurance – Group or Individual  Long-Term Care Insurance – HBAV Sponsored Group Discount  Workers Compensation Coverage  General Liability  Home Buyers Warranty Programs  Long-Term or Short Term Disability Insurance